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Find out why the “M means more competitive rates” to homeowners and drivers by requesting an auto, home or farm insurance quote.

Auto Insurance

Policyholders often wonder if they have enough of the right auto insurance coverage.

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Homeowner’s Insurance

When choosing this necessity, Madison Mutual can assist you in determining how much and what kind of homeowner's insurance you need.

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Farmowner’s Insurance

Your farm is not just an asset – it’s your business and Madison Mutual's farmowner's insurance can provide you what you need most - peace of mind.

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Umbrella Insurance

You’ve worked hard for everything you have--Madison Mutual's Umbrella Insurance can protect those accomplishments.

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Home Insurance Policies & Agents

Homeowner’s Insurance in Missouri and Illinois

All homeowners should have insurance.

Madison Mutual agents represent a wide array of homeowners throughout the states of Illinois and Missouri, and when it comes to determining the type and amount of coverage best suited for you, your agent is able to pinpoint a prime, fully customizable package to meet your needs.

Additional Homeowner’s Insurance Add-Ons and Discounts

Madison Mutual provides several options for residents in Missouri and Southern Illinois. Home insurance policy add-ons may be customized for houses of all ages, and include:

Plenty of discounts are also available for Madison Mutual policyholders. Homeowner’s insurance discounts may be applied for clients with newer homes, homes with alarms, or homeowners looking to combine their home and vehicle coverage.

Madison Mutual homeowner’s coverage is complete and tailor-made for each situation; thus, there is a complete suite of options for the homeowners’ security and peace of mind.

Madison Mutual has independent agents serving throughout Illinois and Missouri. Home insurance quote inquires may be completed at the link on the top left of the screen, or by contacting your local Madison Mutual insurance agent.

Preventing Homeowner’s Claims for Water Damage »

Homeowners Insurance for Dog Bites »

Avoiding Repair Fraud after a Weather Catastrophe »


Find an AgentFind a Car, Home or Umbrella Insurance Agent

Madison Mutual insurance is sold through independent agents, experienced in finding the right Madison Mutual policy for your needs.

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Report a ClaimReport An Insurance Claim

Use the online form to report a home or auto insurance claim day or night.
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Find a Body Shop

Call 800-766-MMIC (6642)