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Casualty Adjuster

Edwardsville, IL
April 2, 2024
Job Summary

Qualified candidate would be responsible for investigating, evaluating, and resolving casualty claims involving property damage and injuries of moderate to complex exposure, with minimal supervision. Candidate would also be handling litigated files and managing defense counsel through the litigation process.


• Bachelor’s degree

• Insurance Designation (AIC, etc.) preferred

• 5 years claims experience (2 years of prior casualty handling experience)

• Knowledge of casualty insurance policies (both auto and property)

• Knowledge of medical terminology

• Knowledge of Fair Claims Practice Act

• Knowledge of negligence laws of various states including statutes and vehicle codes

• Knowledge of generally accepted loss reserving practices

• Knowledge of litigation practices and principles, including management of defense counsel

• General knowledge of automobile mechanical and body repair methods

• General computer knowledge, including Word and Excel type programs

• Effective written and verbal communication skills

• Effective time management skills

• Experience in prioritizing, organizing, and decision making

• Discretion and judgment in determining negligence and evaluation of fair value of claims

• Professional appearance and attitude

Essential Functions and Responsibilities

• Verifies coverage and identifies potential exposures and coverage issues

• Investigates facts surrounding claims and documents all investigations to include scene investigations, statements, diagrams, police reports, etc.

• Determines liability exposure and appropriate reserving

• Maintains active diary and reporting

• Reviews appraisals and medical information for settlements

• Identifies subrogation possibilities and handles salvage disposal

• Makes fair and equitable claim settlements within authority and requests approval from Manager for anything outside authority level

• Secures necessary Medicare and lien releases, etc.

• Manages litigated files and works with defense counsel

• Participates in the training and growth of less experienced adjusters

This job description is only a summary of the typical functions of the job, not an exhaustive or comprehensive list of all possible job responsibilities, tasks, and duties. The responsibilities, tasks, and duties may differ from those outlined in the job description and other duties, as assigned, may be required. This document does not create an employment contract. Employees are employed on an “at will” basis and may be terminated at any time.

Salary commensurate with experience. If you are the perfect candidate for this position, please send your salary requirements and resume to: